September 2025

Sudden financial windfalls don’t just change your bank balance—they can shift your entire outlook. Whether the money comes from an inheritance, a legal settlement, the sale of an asset, or a lucky day at the lottery office, the excitement can quickly be accompanied by uncertainty. What should you do first? Who do you call?

Managing money well isn’t just about what you do right—it’s also about avoiding the wrong moves. Whether you're running a business or trying to get a better handle on your personal finances, it’s surprisingly easy to fall into habits that quietly chip away at your financial health.

Writing a business plan is more than checking a box before meeting with a lender—it’s your chance to prove you understand your business from every angle. Lenders don’t simply want to hear your enthusiasm.